Helping You Take Control of Your Finances & Build a Better Future

I’m Joey Ruffalo, a financial coach with an MBA in Financial Planning. Since 2016, I’ve helped individuals and business owners take control of their finances, pay off debt, and build long-term wealth.

My Financial Coaching Journey

How It All Started:

After personally paying off over $370,000 in debt, I realized the power of financial literacy. My mission is to help others achieve financial freedom and reduce money-related stress.


📈 Impact So Far:

✅ Helped clients eliminate $1M+ in consumer

debt

✅ Helped clients save over $250K

✅ Named to Marquis’s Who’s Who in America

Ready to take control of your finances and build a stress-free future? Let’s create a personalized plan for your success!

What I Specialize In:

✅ Debt-Free Living Strategies
✅ Personalized Financial Planning
✅ Business Growth & Profit Strategies
✅Wealth Building & Investment Basics


👨‍🏫 Certifications & Awards:

🏆 2020 Bay Area Parent Best of the East Bay Financial Service

Winner

🏆 2022 Finalist for Best of Oakland & East Bay

🏆 Ramsey Solutions Master Financial Coach

📘Books & Media Features


Author: An eBay Seller’s Guide to Financial Planning#1
International Best-Selling Co-Author: The Transformation
Within Podcast Host: Kill The Noise Podcast Featured on:

eBay for Business Podcast


How I Can Help You

  • 1-on-1 Financial Coaching (Get personalized guidance to take control of your money.)

  • 1-on-1 Financial Coaching (Get personalized guidance to take control of your money.)

  • Speaking Engagements & Workshops (Invite me to speak at your event or podcast.)

TESTIMONIALS

What Client Our Says About Me

Let’s Work Together!

Whether you’re looking to pay off debt, grow your business, or improve financial habits, I’m here to help.

Join The Prosperity Lounge – Our New Free Community Space Where You Can Learn, Share, and Build Wealth Together.

Whether you’re a business owner, couple, or just starting your financial journey — this free, supportive space is here to help you grow with confidence.

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Testimonials

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Phone: (510) 871-3328